Dynamics ePlate Card Now Available to Public Through UMB Financial Corp.

Intelligent payment card company Dynamics, announced yesterday at the Money2020 Expo in Las Vegas that its ePlate payment card is now publicly available. Missouri-based UMB Financial Corp. will offer the card for a $99 annual fee.

Dynamics first announced the ePlate card in April of this year.

On its website, Dynamics offers a “test drive” experience of the card. The test drive allows consumers to choose their payment experience as they would on the app, push a button on the virtual card to select between two experiences, and virtually swipe the ePlate card.

To get a card, consumers register with Dynamics, choose between an ePlate card and a Black Gold card (limited to 5,000 devices), and is redirected to UMB to fill out a credit application. Contingent upon approval, they will be sent the card within 1 to 2 weeks.

To learn more about Dynamics, watch its FinovateFall 2012 demo.

Finovate Alumni News– October 22, 2012

• Expensify freshens up UI.

• Equifax announces Spectrum Verification Services Platform, which helps verification through underwriting, QA & closing.

• Credit Sesame blog features Manilla as a way to digitize finances.

• Dynamics to nationally launch ePlate credit card device tomorrow via live webcast with 30+ payment apps.

• Investment News reports Stockr offers social-media site for those passionate about stocks.

• Dell publishes case study on SecureKey.

• HelloWallet updates web app with bulk edit transactions, auto categorization, & re-organizing action steps.

• VentureBeat explains how Kapitall gamifies stock trading.

• Tenants Can Now Pay Rent Using Cash with PayNearMe’s Cash-Payment Solution.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Finovate Alumni News– October 8, 2012

• CU Insight reports CU Solutions Group partners with SaveUp.

• mFoundry announces cloud-based Fin.X solution.

• Virtual Piggy integrates with Demandware.

• Taulia featured on Start-ups and Technology: Real Game-Changers presented by SAP.

• Kashoo CEO, Jim Secord, gives company update.

• AOL Daily Finance reports Dynamics and UMB increase experience provider rate to 0.5% for ePlate payment system.

• Business Insider goes behind the scenes of LearnVest’s latest product launch.

• The Currency Cloud short listed in the Smarta 100/O2 list. Vote for them here.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

New Online Banking Report Published: The Best of FinovateFall 2012

We wrapped up FinovateFall in New York City about a week ago. Over the course of two days, 64 companies give seven-minute demos to an audience of around 1,100. We’ve summarized the information and presented in our latest Finovate Report, Fall Edition.

Introducing:

The Best New Products at FinovateFall 2012

This post-show wrap-up is designed to help those that weren’t there get a better understanding of the major themes. And for those that were in attendance, it’s a box score to compare with your own notes and impressions.

In the report, we looked at the three big trends that emerged at FinovateFall:

• Small businesses get the same financial tools as bigger businesses
• Security moves past the PIN 
• Beyond plastic, the mobile wallet is here

And we profiled each of the seven companies voted Best of Show by the attendees at the event (note 1):

• Credit Sesame
• Dashlane
• Dynamics
• eToro
• LearnVest
• MoneyDesktop
• PayTap
• ShopKeep POS

__________________________________________________________________

About the report
__________________________________________________________________

The Best New Products at FinovateFall (link)
Includes a look at all eight Best of Show winners

Author: Julie Schicktanz, Finovate Group Research Analyst
Editor: Jim Bruene, Finovate Group Founder

Published: 28 September 2012

Length: 59 pages, 12,000 words

Cost: No extra charge to OBR subscribers, US$195 for others

The printed version will be mailed to subscribers next week

_________________________________________________________________

Note:
1. See Best of Show methodology here.

FinovateFall 2012 in the Press

Here’s a look at the press coverage from FinovateFall 2012 held September 12 and 13 in New York:

ABA Banking Journal

Bank Technologists Meet American Idol

by John Ginovsky

Link

AdvisorOne

Stock Picking Goes Social as Stockr, aSpark Debut

by Joyce Hanson

Link

American Banker

Apple Effect Evident at Innovator Gathering

by Mary Wisniewski

Link

Dynamics Adds Another Option for Its High-Tech Cards

by Daniel Wolfe

Link

Payfone Aims to Make Mobile Payments Pain-Free

by John Adams

Link

PreCash to Debut Mobile Wallet for the Underbanked

by Daniel Wolfe

Link

Reporter’s Notebook: Day 1 FinovateFall Favorites

by Mary Wisniewski

Link

The Top 10 Tweets of Finovate

Link

Andera blog

Finovate Takeaway: User Experience in Retail Transactions

by Andrea Hunter

Link

Bank Innovation

Finovate Fall 2012: Demo Performance Scores and Reviews

by JJ Hornblass

Link

Wade Arnold, CEO of Banno, Presents Grip

by Phillip Ryan

Link

Bank Systems & Technology

5 Hot Bank Technologies From FinovateFall 2012

by Bryan Yurcan

Link

Banno Releases Updated Grip Product

by Bryan Yurcan

Link

MasterCard Forms New Rewards Program Partnership with Linkables Networks

by Jonathan Camhi

Link

Mobile Commerce Company Payfone Debuts Checkout Solution

by Bryan Yurcan

Link

Business Insider

Financial Planning Startup LearnVest Already Has Millionaire Clients

by Alyson Shontell

Link

The Business Review 

To save or buy is ImpulseSave’s question

Link

Celent

FinovateFall 2012 Recap

by Jacob Jegher

Link

Consumer Reports 

Finovate Fall 2012: A solution to the mortgage crisis?

by Tobie Stanger

Link

Finovate Fall 2012: Help with students’ loans and seniors’ bills

by Tobie Stanger

Link

Finovate Fall 2012: Making, managing and keeping money

by Tobie Stanger

Link

Finovate Fall 2012: Now maybe you’ll switch banks

by Tobie Stanger

Link

Contactless News

Dynamics unveils Triple Interface, battery-powered payment card

Link

Credit Sesame Blog

Check Out the Newest Way to Measure Your Credit and Loan Health!

by Erin Renzas

Link

CreditUnions.com

Finovate Dispenses Inspiring Ideas (Part 1)

by Aaron Pugh

Link

Finovate Dispenses Inspiring Ideas (Part 2)

by Aaron Pugh

Link

The Currency Cloud blog

Finovate NY – Video & Photo Diary

by Nasir Zubairi 

Link

CU Soapbox

GUEST POST: Innovation Unveiled In The Big Apple

Alix Patterson

Link

Daily Finance

A Digital Wallet for the Unbanked: Mobile Finance Goes Downmarket

by Ross Kenneth Urken

Link

The Digital Mailer Blog

FinovateFall 2012: A Recap

Link

Discerning Technologist

Best of Show Locked Up? @MoneyDesktop Demo At #Finovate

by Bradley Leimer

Link

Dough Roller blog

The Best Way to Track Your Investments Online (and it’s Free!)

by Rob Berger

Link

Dwolla Blog

Dwolla at FinovateFall

by Caitlin

Link

Financial Planning 

LearnVest Becomes an RIA, Plans to Hire Advisors

by Elizabeth Wine

Link

Finextra

EToro launches social trading index

Link

PreCash introduces mobile wallet for underbanked

Link

Fintech Marketing blog

William Mills III, CEO William Mills Agency Live Blog from Finovate Fall NYC 2012-DAY ONE

by William Mills III

Link

William Mills III, CEO William Mills Agency Live Blog from Finovate Fall NYC 2012-DAY TWO

by William Mills III

Link

FintechToday

TOP TEN AT FINOVATE 2012

by Walt Cox

Link

Forbes blog

4 Great New Tools to Manage Your Money

by Richard Eisenberg

Link

Gonzobanker Can Make FinTech Amusing

by Tom Groenfeldt

Link

LearnVest Reinvests In Its Mission: Financial Planning For The 99%

by Meghan Casserly

Link

If You Want to Really Raise Capital, Try This Company and Not KickStarter

by Mark Fidelman

Link

The Problem with Finovate

by Helaine Olen

Link

GigaOM

Forget Mint, LearnVest’s new platform takes aim at financial planning industry

by Ki Mae Heussner

Link

Locaid bolsters location service with IP address data

by Ryan Kim

Link

Gonzo Banker

Vendor Dirt: 2012 Finovate Fall

by Scott Hodgins

Link

Huffington Post Money Blog

Online Financial Planning: The Chilling Thing I Found Out About My 70th Birthday

by Catherine New

Link

JP Nicols Blog

Finovate Fall 2012 Best of Show Winners

by JP Nicols

Link

Keeping Nickels

My Tweets from #Finovate

by Nichelle Stephens

Link

Moment NYC blog

Finovate Fall 2012: Less tech, more desire.

by Alexa Curtis

Link

MyBankTracker

Dashlane: Finally Something that Might Actually Make Online Shopping Easier

Link

Dynamics Introduces Card Capable of Swipe, EMV, Contactless Payments

Link

Finovate Wrap-Up: What Can FinTech Do for You? Really?

by Willy Staley

Link

Ideon Choice Unveils Platform for Customer-Created Savings Products

Link

ImpulseSave: Another App to Help You Save

Link

LearnVest Gets SEC Certified, Announces Mobile App, Upgrades

by Willy Staley

Link

Linkable Networks, MasterCard Expand Card-Linked Offers

by Simon Zhen

Link

Locaid: Enter the Digital Panopticon!

Link

MoneyDesktop Connects PFMs Across Multiple Devices

Link

mShift’s AnyWhereMobile Wallet Actually Adds Value

by Willy Staley

Link

New Technologies Are Coming for Unbanked, Underbanked

by Simon Zhen

Link

PayTap Debuts Shared Bill Payment Portal

Link

PreCash Announces FlipMoney at Finovate: Mobile Money for the Underbanked

by Willy Staley

Link

SwitchAgent: Bank-Switching Made Easy

by Simon Zhen

Link

Tuition.io — It’s a Pun, Get It?

Link

The New York Times Blog

LearnVest Dips Its Toes Into Investment Advice

by Ann Carrns

Link

Next Avenue

4 Great New Tools to Manage Your Money

by Richard Eisenberg

Link

NYConvergence

FINOVATE: Mobile and Social FinTech Innovations Dominate

by Lauren Keyson

Link 

PandoDaily

The Consumerization of Life’s Ickiest Chores Continues: LearnVest Injects Its Financial Planning Tools With Steroids

by Erin Griffith

Link

PaymentEye

Payfone launches a mobile commerce checkout solution

Link

PaymentsJournal 

MasterCard Keeps Investing in Rewards, This Time With Linkable Networks

Link

PaymentsNews 

FinovateFall 2012 – Best of Show Winners

Link

Payfone To Launch Mobile Commerce Checkout Solution

Link

PayTap Launches Social Bill Pay Service

Link

PreCash Introduces FlipMoney Mobile Wallet for Underbanked Consumers

Link

The Paypers

Banno adds new features to Grip financial aggregation app

Link

Payfone makes 1 Touch Checkout available, partners CardinalCommerce

Link

PC World

New web apps tackle business finance problems

by Yardena Arar

Link

PYMNTS

Banno Unveils New Features for Grip, Strengthens the Mobile Banking Standard with Pre-Transaction Insights

Link

Silicon Prairie News

Banno unveils upgraded interface, new analysis tools for Grip

by Michael Stacy

Link

Snarketing 2.0

SedUIced

by Ron Shevlin

Link

Advice For Finovate Presenters

by Ron Shevlin

Link

TechCrunch

Credit Sesame Adds Social Comparison Tools, Lets You See How Your Debt Compares With People Like You

by Sarah Perez

Link

Dashlane’s Password Management Service Now Alerts Users When Their Accounts May Be Hacked

by Sarah Perez

Link

It’s Not Just For Women Anymore: LearnVest Brings Financial – And Now Investment – Planning To Everyone

by Sarah Perez

Link

Money Management Service Personal Capital Wants To Manage Your 401K

by Leena Rao

Link

Telecompaper

Payfone launches m-commerce checkout service

Link

Tier One blog

Finovate: Day One in Review

by Kathy Wilson

Link

FinovateFall Part Two! All about Savings, Security and Slick New PFM Tools

by Sue Parente

Link

The Next Web

eToro launches Social Trading Index for learning from other traders and sharing top techniques

by Jamillah Knowles

Link

LearnVest launches redesigned tools, new financial plans and teases its upcoming iPhone app

by Harrison Weber

Link

Thomson Reuters 

EPAM Systems and Thomson Reuters announced a partnership to develop and host an App Store solution

Link

Upstart Business Journal

Financial planning, iPad app among best at Finovate

by Kent Bernhard, Jr

Link

Get a 401(k), win an iPhone5

by Kent Bernhard, Jr 

Link

LearnVest targets masses for professional financial advice

by Teresa Novellino 

Link

No need to wait for crowdfunding

by Kent Bernhard, Jr

Link

Personal Capital aims to disrupt 401(k)

by Kent Bernhard, Jr

Link

Sci-fi meets finance at Finovate

by Kent Bernhard, Jr

Link

VentureBeat

Financial planning for all: LearnVest gets its biggest update yet

by Devindra Hardawar

Link

Locaid launches Interne
t and mobile location-tracking service

by Dean Takahashi

Link

Be sure to check back because we’ll add more coverage as it is published throughout the week.

FinovateFall 2012 Best of Show Winners

Our fifth annual FinovateFall in NYC concluded an hour ago. After seeing 64 demos over two packed days, the audience voted for their three favorites each day. The top eight overall were named Best of Show (see notes).

The winners (in alphabetic order):

• Credit Sesame for its Financial Fitness Indicator that gives users a comprehensive view of their financial situation
• Dashlane for its instant login and checkout feature
• Dynamics for its Triple Interface card, allowing for tap, swipe, or EMV payments
• eToro for its social trading index 
• LearnVest for its certified financial planning capabilities and mobile app
• MoneyDesktop for its PFM platform and bubble budgets 
• PayTap for its social bill-payment platform
• ShopKeep POS for its tablet-based POS

We’ll have videos of all 64 demos posted at Finovate.com as fast as possible (probably two to three weeks out).

Thanks to everyone who presented, attended, tweeted, networked, blogged, tolerated the Internet hiccups and helped push fintech forward. You are the best! 

———-

Notes on methodology:
1. Only audience members NOT associated with demoing companies were eligible to vote. Finovate employees did not vote.   
2. Attendees were encouraged to note their favorites as the day went on and choose three favorites from just the demos of that day. Ballots were turned in at the end of the last demo session each day. 
3. The exact written instructions given to attendees: “Please rate (the companies) on the basis of demo quality and potential impact of the innovation demoed. Note: Ballots with more than three companies circled will not be counted.” 
4. The eight companies appearing on the highest percentage of submitted ballots were named Best of Show.
5. Go here for a list of previous Best of Show winners.

Dynamics Demos Triple Interface Card

Next, Dynamics introduced its Triple Interface card:

This card, which stems from its original suite of  products, is a technology-agnostic platform that enables consumers to use credit or rewards points as payment. The card includes both embeddable and contactless chips that allow for transactions to be executed with a tap, swipe, or EMV insert.

Product Launched: September 2012

HQ Location: Pittsburgh, PA

Company Founded: September 2007

Metrics: Over $40M raised, over 100 employees

Website: dynamicsinc.com

Finovate demo video: finovate.com/fall12vid/ (demo video will be posted next week)

Introducing Jeff Mullen (CEO)

Finovate Alumni News– July 20, 2012

• Dynamics certified as payment card production vendor on MasterCard network.

• Lighter Capital hires BJ Lackland as new CEO.

• Go Daddy acquires Outright.com.

• Netbanker reports: BillGuard Puts Extra Effort into Contacting Customers.

• Lazy Man and Money blog features SaveUp.

• TechCrunch reports Credit Karma app becomes #1 Financial app in Apple App Store and #22 overall, only 1 day after debut.

• TSYS signs 6 year agreement to provide BofA processing services for consumer credit card portfolios in the U.S.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Dynamics Certified as Payment Card Production Vendor on MasterCard Network

Dynamics, creator of the next-generation payment card, announced today that it has been certified as a payment card production vendor on the MasterCard network.

This certification enables the next-generation MasterCard cardholders to be offered special spending, security, and personalization options:

“MasterCard cardholders, for example, could push a button that allows them to pay with loyalty points instead of their credit account. Buttons also could be used to require someone to enter a personal unlocking code to authorize a payment, adding another layer of security.”

In addition, the certification means that the Dynamics production facility meets MasterCard requirements.

To learn more about Dynamics, watch its FinovateSpring 2012 demo.

Dynamics Shows Off its ePlate Technology

Getting things started after lunch, Dynamics brought its ePlate card technology to the stage:

This new payment card allows consumers to choose between two different “experiences” using buttons on the front of the card that, when selected, rewrite the payments strip on the back of the card. 

Users can customize which experiences correlate to the buttons on the card by using the Dynamics mobile app or an online interface.

HQ Location: Pittsburgh, PA

Company Founded: September 2007

Product Launched: April 2012

Metrics: Dynamics has raised over $40 million and currently has over 100 employees

Website: dynamicsinc.com

Introducing Jeff Mullen (CEO)