“AnyWhereMobile is a mobile payment network that will reverse the trend of Durbin and stabilize debit card margins for issuers while reducing interchange for merchants by 50%. AnyWhereMobile issuers will benefit from increased transaction volume, as merchants will be incentivized to steer a consumer’s tender choice to AnyWhereMobile.Our innovation creates a win-win-win for financial institutions, merchants, and consumers by fundamentally reducing the cost of a payment and passing the savings on to all three parties. AnyWhereMobile payments are authorized and secured at the point of sale in real time and have no dependency on any static card numbers.”
Category Archives: mShift
Finovate Alumni News– October 12, 2012
IDentity Theft 911 to offer Humana members ID management & credit monitoring services.
- ThreatMetrix honored as bronze winner in the 4th annual 2012 Golden Bridge Awards.
- Euromoney looks at SoMoLend as a funding alternative.
- ReadyForZero answers questions about debt on Lifehacker.
- Geezeo opens API to third party developers.
- Monitise CFO John Brougham retires.
- Finsphere issued 4th patent.
- TIO transforms bill pay options for growing Hispanic marketplace through partnership with Progreso Financiero.
- Arroweye Solutions’ digital tech powers growth at GiftCard.com.
- Allied Wallet partners with Swedish e-commerce payment services provider Klarna.
- Finance 2030 profiles Currensee.
- Janrain and Bazaarvoice team to enhance social shopping experience via social login.
- Pageonce and Blackstone Tech Group partner to bring utility companies a mobile payment option for customers.
- Idaho Central CU launches RDC powered by MShift.
- MyBankTracker reports Fifth Third Bank Statements Now Available on Manilla.
FinovateFall 2012 in the Press
Dwolla Blog
t and mobile location-tracking service
MShift Introduces AnyWhereMobile
“MShift presents AnyWhereMobile, a new payment network enabling Community Banks and Credit Unions to become the issuers of mobile wallets, and receive revenues from mobile payments.
The AnyWhereMobile payment network will multiply the net interchange income of both debit and credit transactions for financial institutions, simultaneously slashing interchange fees for merchants by more than half. The technology behind the AnyWhereMobile initiative eliminates the majority of fraud losses for both issuers and merchants, and empowers merchants to generate additional rewards and discounts for consumers.”
FinovateFall 2012 Sneak Peek: Part 3
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increase customer satisfaction and deepens relationships to maximize customer wallet share.
Finovate Alumni News– May 21, 2012
CU Times reports Ensenta & MShift partner in joint mobile banking & RDC deployment at 5 CUs.
- Pacific Daily News recommends Mint.com Buxfer, or Budgetpulse for new grads to keep track of spending.
- BankNXT looks at FinovateSpring Best of Show demos and Simple’s new app.
- Taulia & SAP partner for dynamic discounting services.
- Seattle’s KOMO News covers BillGuard.
- Wall Street Journal suggests Mint, Credit Karma, HelloWallet & LearnVest as tools for financial novices.
MShift Demonstrates its FI-Branded Mobile Wallet that Enables Offer and Loyalty Solutions
“Welcome to Mobile Banking 2.0 – where financial institutions drive mobile commerce through a community of local businesses and consumers. We’re building FI-branded mobile wallet solutions that, in partnership with local businesses, enables mobile offer, loyalty, and payment solutions directly to consumers.”
Finovate Alumni news– April 24, 2012
Bank Technology news highlights T8 Webware’s internship program.
- Arroweye Solutions patents digital on-demand technology.
- Ensenta & MShift extend the reach of mobile banking with mobile deposit.
- P2P-Banking reports Zopa to add more loan terms.
- Celent publishes FinovateEurope 2012 report that looks at innovative payment startups.
- Acculynk announces Digital River World Payments as a new PaySecure client.
- Corporate Insight looks at FutureAdvisor. Come see their new tech at FinovateSpring 2012 in two weeks.
- BancVue’s MoneyIsland wins Eifle Award for Instructional Game of the Year.
FinovateSpring 2012 Sneak Peek: Part 1
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More than 60 leading fintech innovators, both startups and established companies, are gearing up to present at the annual FinovateSpring conference in San Francisco May 8 and 9.
Each company provided a sneak peek of what they’ll demo on stage next month. Below is the first installment of these teasers. We’ll have more next week.
Don’t miss your chance to see the live demo from each company and meet the execs responsible. Get your FinovateSpring ticket here.
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The premier direct marketplace between consumers and creditors for the purpose of debt settlement, Balance Street, provides consumers the opportunity to relieve their debt burden without fees. Consumers use its web-based automated system to negotiate with creditors directly, avoiding debt settlement companies who charge exorbitant fees (up to 20% of total debt owed).
Eliminating this 20% market inefficiency makes for a better financial outcome for consumers and creditors. With over $780 billion in credit card debt in the U.S., the Balance Street technology will revolutionize the way debt is settled.
Innovation type: Cards, marketing, PFM
See how leading brands are harnessing the power of online word-of-mouth to boost customer referrals, sales, retention, advocacy, and company innovation while building the world’s most powerful social data asset.
Innovation type: Communications, marketing, sales and customer service
No one wants a complicated process for logging in to online or mobile banking. European banks have been forced to go down this route with hardware tokens and smart cards.
So now when U.S. banks will be rolling out new multi-layered security on the front-end following FFIEC, will we see the same thing here?
With BehavioSec’s solution there is a better choice. They add multilayered security through the use of behavioral biometrics. So when the user connects via mobile or online, the technology helps verify that they are who they say they are. Learn more at FinovateSpring 2012.
Innovation type: Identity, mobile, security
BillGuard identifies deceptive, erroneous and unauthorized charges on consumer payment cards using advanced crowdsourcing and big-data mining techniques that harness the collective knowledge of millions of consumers reporting billing complaints online and to their banks.
the year. Three years ago, it launched an open beta on the Finovate stage. Two years ago, it unveiled a major realtime analytics feature. One year ago it launched a revolutionary SmartScan service. But this year will trump all that. A whole new approach to business travel. Prepare yourself!
security
le commerce is estimated to be a $31 billion industry by 2015, but how will the underbanked participate? Wipit has unlocked mobile payments for this massive and largely untapped consumer demographic representing 25% of all U.S. households and over 70 million U.S. prepaid wireless subscribers. Underbanked consumers can now make in-app and online payments with a single click. No need for bank accounts or credit cards; Wipit lets underbanked consumers use their payment method of choice– cash.
Finovate Alumni News– January 23, 2012
Fox Business News advises using BillShrink to review your mobile phone bill.
- T8 Webware to receive $120k in incentives & $200k in job training to help it expand to Des Moines.
- BetaBeat plants rumor that Dwolla landed $10 million in Series B funding from Union Square Ventures.
- MShift reaffirms strategic relationship & rights to MShift software & technologies.
- Finsphere raises $11.3 million, adds Vodafone board member.
- The New York Times Buck blog details Dwolla’s payments approach.
- PayNearMe to launch mobile cash payment application in mid-February.